need opinion of car insurance

[archer 0]

So a guy ran a stop sign, crossed 5 lanes of traffic and T-boned me. I only had liability but he was insured with "Auto Owners Insurance". He told the police it was his fault. I thought it would be easy. Three months of fighting with his insurance, I finally get a check for less than what we agreed on and their check bounced. Took anther two months to get my money. Anyone else ever have a check from an insurance company bounce?


 

[otomes 0]

Hello. When you buy a policy you make regular payments, known as premiums, to the insurer. If you make a claim your insurer will pay out for the loss that is covered under the policy. I sugges to visit Money Expert company. If you don’t make a claim, you won’t get your money back; instead it is pooled with the premiums of other policyholders who have taken out insurance with the same insurance company.

[archer 0]

Insurance provides payment for covered losses when they occur. Therefore, the uncertainty of paying for losses out-of-pocket is reduced significantly.